Credit Repair
Services
all over the world doing over 40 years.
Credit Repair
Services
all over the world doing over 40 years.
Credit Evaluation
Our team will do a deep dive into your credit report and high light any negative & incorrect items.
Set a Goal
Then we will do a one-on-one credit coaching to create a step-by-step action plan to improve your credit
Get Results
We will then get started removing, inaccurate & outdated negative items from your report
Rebuild, Repair & Improve Your Credit Score!
- Eliminate negative marks from your credit report.
- Achieve a credit score that gets you approved for a home, car, or credit card.
- Start saving thousands on interest rates and fees.
- Feel confident knowing your financial future is back on track.
Credit Repairing
Your journey to financial freedom starts with removing negative items from your credit report. Through our credit repair services, we’ll handle disputes and guide you to improve your credit profile
Credit Consulting
Understanding and managing your credit takes expert guidance. With credit coaching, we’ll help you:
Our Latest Services
Credit Repair
Credit Audit
EducationCredit Repair Services
Our dedicated team helps you rebuild, repair, and optimize your credit score. We work diligently to dispute inaccuracies and empower you with financial confidence.
✅ Professional Credit Analysis: Comprehensive review to identify and challenge negative inaccuracies.
✅ Customized Dispute Strategies: Tailored solutions to maximize your credit improvement potential.
✅ Fast Results: Efficient processes designed to deliver quick, visible improvements.
✅ Transparent Pricing: Affordable plans with no hidden fees.
✅ Dedicated Support: Expert guidance every step of the way.
Credit Audit Services
Uncover inaccuracies, correct errors, and position yourself for financial success with our detailed credit audit. We thoroughly analyze your credit reports to identify opportunities for improvement.
✅ Detailed Credit Report Review: Comprehensive analysis of all three credit bureaus.
✅ Identification of Errors & Inaccuracies: Pinpoint items negatively impacting your score.
✅ Personalized Action Plan: Tailored guidance on resolving issues efficiently.
✅ Expert Recommendations: Professional strategies to enhance your credit profile.
✅ Ongoing Support: Continuous guidance to keep your credit on track.
Credit Education
Gain essential knowledge and insights to take control of your financial future. Our credit education resources equip you with practical skills and strategies to build and maintain excellent credit.
✅ Understanding Credit Scores: How scores are calculated and what impacts them.
✅ Credit Management Basics: Best practices for managing and improving your credit.
✅ Debt Reduction Strategies: Proven methods to pay down debt efficiently.
✅ Avoiding Common Mistakes: How to steer clear of credit pitfalls and errors.
✅ Financial Goal Setting: Tools and tips for achieving your credit objectives.
How Our Credit Repair and Restoration Works
Review Credit Reports
Thoroughly examine your credit report for accuracy and potential issues.
Pay Down Outstanding
Paying down credit cards reduces debt and improves your credit utilization
Fix or Dispute Errors
Take control of your credit—dispute errors fast and keep your good credit working for you, not against you.
Keep Old Cards
Make sure to keep your old credit cards in a safe place, as they can sometimes be useful for credit history or emergency situations
Watch the Progress
Track our progress and stay updated on our journey with our client portal.
Pay Your Bills On Time
Paying your bills on time is crucial for building a positive credit history and improving your credit score.
Benefits of Better Credit Score and Restoration
Approval for Higher Limits
With your good credit, you've qualified for approval for higher limits, allowing you increased access to funds and greater financial flexibility.
Qualify for Better Options
Good credit opens doors—qualify for better options, bigger opportunities, and smarter financial choices.
More Negotiating Power
Good credit gives you more than approval—it gives you the power to negotiate, choose, and win on your terms.
Choose Your Best Plane To Get Our Services
Starter
- Setup Fee 29.99 (Monthly Fee Due 30 Days After)
- Phone Call Setup/Meeting (Only for setup)
- FMS Client Portal Access
- FMS Credit Monitoring Portal
- 3 Bureau Disputes
- Unlimited Item Disputes
- Metro 2 Disputes
- USPS 1st Class Mail
- Direct-To-Creditor
Advance
- Setup Fee 59.99 (Monthly Fee Due 30 Days After)
- Everything in "Starter"
- Certified USPS
- Advanced Ai Letters
- Standard Meeting (Once a Month for 20 mins)
Elite
- Setup Fee 89.99 (Monthly Fee Due 30 Days After)
- Everything in "Advance"
- Advanced Meeting (Up to 1 Hour Call/Zoom)
- Assigned Credit Expert (Your own Credit Expert)
Asked Any Questions
Your credit score is based on five key factors:
Payment History (35%) – Whether you’ve paid past credit accounts on time.
Amounts Owed (30%) – The total debt you owe, especially your credit utilization ratio (how much of your available credit you’re using).
Length of Credit History (15%) – How long your credit accounts have been active.
Credit Mix (10%) – Your variety of credit types (credit cards, auto loans, mortgages, etc.).
New Credit (10%) – Recent applications for credit and newly opened accounts.
These percentages are based on the FICO scoring model, the most commonly used by lenders.
A Credit Score over a 660 is considered “good” credit. This is the score that most lenders will approve you with a good interest rate. Once you have good credit, you’ll want to increase your credit score over time to get over a 720 credit score (or higher), as this will help qualify for the best approvals and interest rates.
Any score under a 620 is considered “bad” credit. Having bad credit can really affect your ability to have any creditor or lender approve you for a loan. Working to increase your credit score to at least a 660 will help keep you from having to pay high interest rates on future loans.
Book Free Consultation
Our Client Reviews
“Outstanding Service!”
“I saw incredible improvement in my credit score within just a few months. The team was knowledgeable, patient, and always responsive. Highly recommend!”
“Life-Changing Results!”
“Working with this company was one of the best financial decisions I’ve ever made. They helped remove errors I didn’t even know existed, boosting my score significantly!”
“Professional and Trustworthy!”
“The credit specialists explained everything clearly and guided me every step of the way. My credit is now in excellent shape thanks to their expertise.”
“Highly Recommend!”
“Amazing customer service, transparent process, and real results. My financial confidence is at an all-time high thanks to their efforts!”